Good Morning Fellow Americans

21 May

  Once again I feel the need to postpone the details of my plan to save America in order to comment about another ridiculous affront to common sense perpetrated by our sensation seeking media.  I’m talking about the unfortunate death of Trayvon Martin during a conflict with George Zimmerman. 

  • If it weren’t for the racial aspect, this would just be a minor local news item.
  • The local police investigated and called it a “justified” shooting.
  • President Obama got involved in it but has wisely made no additional comment since.
  • The media got involved, judged Zimmerman, and found him guilty.  Nancy (fallen from) Grace, who did her very best to convict Casey Anthony, took up the cause to convict him.
  • Fueled by inflamatory statements by Al Sharpton and Jesse Jackson, black leaders threatened race riots if no further action was taken.  Martin’s family issued statements praising him as a good person undeserving of his death.  The media posted pictures of him at an early age looking angelic and innocent and public opinion was one of outrage
  • Fearing violent and extensive race riots across the country, A CONSPIRACY WAS HATCHED TO CUT THEM OFF BEFORE THEY STARTED.  A special prosecutor was named to promptly charge George Simmerman with SECOND DEGREE MURDER, a charge they KNEW would NEVER bring a conviction, instead of a more sensible manslaughter charge that might possibly stick.  This OVER THE TOP charge mas made to assuage the inflamed black community and make Al Sharpton and Jesse Jackson shut up while insuring that George Zimmerman would be acquitted.  Of course, they knew an acquittal might still produce riots but felt that after going through the motions to try to put George Zimmerman away, the majority of blacks would have been satisfied that a good faith effort had been made and that riots, if any, would be small and of short duration.
  • Then the media blitz began, with the day by day leaking of pertinent evidence showing Zimmerman’s injuries from the confrontation, “witnesses” stepping forward that claim to have seen Martin on top of Zimmerman pummeling him, etc., a pure case of getting off the conviction bandwagon now that it wasn’t looking so good.
  • Either way, this has been a financial BONANZA for the media while at the same time, the black community has been deceived and manipulated.

        WHAT A GREAT WAY TO SET CIVIL RIGHTS  AND BROTHERHOOD BACK 50 YEARS!

Old Fashioned American 

   

 

Aside

Good Morning Fe…

19 May

Good Morning Fellow Americans:

      I’ll deviate today from following up the revealing of my plan to save America so I can comment on something that continues to offend me.  I’m talking about so called, “celebrities.”  Our television screens are clogged with so many of these “beautiful people” who apparently DON’T DO ANYTHING THAT IS REMOTELY PRODUCTIVE  but whose antics, romances and intimate details are paraded before our adoring teen age children to create a way for them to make $ MILLIONS for just existing while setting a new low standard of behavior for our children to live down to.  It’s a lot like the decadence that destroyed Rome and its empire.  Whatever happened to morality, modesty, humility, shame and the good old fashioned work ethic?  Now over the years there have been many “celebrities” who were actually talented and entertaining movie stars and athletes with a strong sense of duty to society and our country.  I salute all of them but today’s crop falls dismally short of what it takes to be a real “star.”  Their main talent seems to be the exaggerated use of four letter words and “accidentally” exposing their private parts with the intention of titilating their young fans.  Now I’m not and have never been a prude but enough is enough.  It’s time for us as parents to protect our children from all this materialistic junk by an entire family boycott of all products and commercial ventures promoting these deviates and their actions.  When they can no longer make obscene amounts of money for NOTHING, hopefully they will fade back into the woodwork and rocks they crawled out from under.

Old Fashioned American

 

 

 

   

     

Aside

Good Morning Fe…

9 May

Good Morning Fellow Americans,

     Today we’re going to start solving America’s problems.  Let’s start with the big one.  Today millions of Americans are confronted with the dilemma of what to do about their home.  Either they are losing it to foreclosure by the greedy banks or they are so far behind in payments and/or have such negative equity and accumulated related credit problems through no fault of their own that they are seriously worried they will be in foreclosure soon.  Many have taken a proactive approach and are attempting to get the bank to work with them on a modification of their existing home loan to a more affordable payment level, only to run in to a brick wall because the greedy banks are more interested in taking their home, along with their hopes and dreams, rather than contributing a few bucks to help their customers.  Then there the few fortunate ones who are current on their mortgage and still have good credit but are looking at their recent drop in home value from a great asset to a huge albatross weighing them down with a big monthly payment all out of proportion to the home’s current value and seriously weighing the option of just walking away from it because they feel they’ll never regain the equity position they once enjoyed.  This is a HUGE problem, compounded by our government’s inability to do anything concrete to regulate the actions of the greedy banks, but instead to pat them on the head and say, “nice, nice doggie, here’s a few hundred billion dollars for you, just don’t bite me.”  As a bone to throw to the masses, our government has set up program after program for the purpose of modifying their home loans, all of which HAVE FAILED because they rely on the greedy BANK’S COOPERATION.  No politician from either major political party has the will to buck the banks in a really meaningful way.  Now here is the mandate we must impose on them:

TO ALL BANKS:

      WE ARE GOING TO PAY OFF ALL THE HOME LOANS YOU HAVE IN YOUR PORTFOLIO AT  A     DISCOUNT OF 5%, WHICH YOU WILL ACCEPT OR LOSE YOUR CHARTER.  THE MAXIMUM PAYOFF IS $500,000.  IF THE LOAN IS LARGER THAN THAT, WE WILL NEGOTIATE AN IMPOSED PAYOFF WITH YOU.  (The funds will come from the Federal Reserve Bank as a loan to a new National Federal Mortgage Association, NFMA, set up similarly to the USPS as an independently run, government owned entity.  The loan will be for the total of outstanding mortgages in this country, $15 Trillion less the 5% discount for a net of $14 Trillion, $250 Million @ the same interest rate we are paying on our national debt, currently about 1.5%.  The Federal Reserve Bank has the power to just print the money.  Now normally that would cause some inflationary trend but as you will see when we get into the fine details, that won’t be a factor in this case.)

TO ALL HOMEOWNERS:

     We have paid off your home loan with ___ Bank.  We will be issuing a new home loan to you with the following terms:   Face amount will be today’s FAIR MARKET VALUE regardless of how much you owe so any negative equity will be forgiven with no tax consequences.  Interest rate will be 3.50% INTEREST ONLY for two years to give you a chance to build up a nest egg, then will convert to a fully amortized 30 year loan at 3.50% PRINCIPAL AND INTEREST plus impounds for taxes and insurance.  This loan will be serviced by the FNMA staffed with former personnel of the FHA, Freddie Mac and Fannie Mae, Those agencies will become obsolete and be closed permanently 

TO ALL PROSPECTIVE HOMEBUIYERS:

     You may buy a home any time you want under the following guidelines:

     Your credit score and credit history is not considered.  You must have a minimum 3% down payment.  You will pay the current fair market value.  Your interest rate and term will be exactly the same as for the  refinancing homeowners above.  You will have to set up impounds for taxes and insurance.  The maximum loan is $500,000 so homes with a value above $515,464 will require additional down payment for the difference or you will have to get a loan from a bank, WHICH WILL BE THE ONLY CASE IN WHICH A BANK IS ALLOWED TO WRITE A MORTGAGE.

SUMMARY:     The net profit to the NFMA will average out to 7.5 Trillion every five years INCLUDING a fund of $725 Billion earmarked to cover the negative equity on the paid off bank loans.  This will result in the NFMA being able to reduce our national debt to $0.00 in 15 years, reduce the Federal Reserve loan to $0.00 in 25 years, and in 30 years be able to pay ALL health related expenses for EVERYBODY and pay the ENTIRE NATIONAL BUDGET EACH YEAR, thus making the IRS obsolete  so it can be terminated.

END RESULT: 

NO MORE   BAD CREDIT,  FORECLOSURES,  POVERTY,  UNEMPLOYMENT,  CRIME,  IRS

NO MORE:  INCOME TAX,  FHA,  FREDDIE MAC, FANNIE MAE,  HEALTH CARE COST

NO MORE:  PARTISAN POLITICAL SQUABBLING,  FEDERAL DEBT,  BUDGET DEFICIT

YES, YES TO:  COLLEGE,  BUSINESS CAPITAL,  MONEY IN THE BANK  FOR EVERYONE,

     It really is ridiculously simple.  Unfortunately, our politicians will fight it tooth and nail because this takes POWER out of their hands.  The difference is UP TO YOU!  If you will write and call your elected Congressmen and Senators and the Whit House OFTEN AND CONSISTENTLY, demanding passage of this program, IT CAN HAPPEN.  If you want to contribute funds to campaign for this program, we will accept them for deposit in a trust account to be spent ONLY to promote this program.  Only by a well organized MASSIVE outpouring of Americans saying, “ENOUGH, WE’VE HAD ENOUGH,” can we save the USA.  That’s all for now.  I’ll publish the actual fionancial details in my next issue.  Until then, may God bless all of you and the USA.

Old Fashioned American    

                                          

 

          

    

 

 

 

 

 

Aside

Good Morning Fe…

9 May

Good Morning Fellow Americans,

     Today we’re going to start solving America’s problems.  Let’s start with the big one.  Today millions of Americans are confronted with the dilemma of what to do about their home.  Either they are losing it to foreclosure by the greedy banks or they are so far behind in payments and/or have such negative equity and accumulated related credit problems through no fault of their own that they are seriously worried they will be in foreclosure soon.  Many have taken a proactive approach and are attempting to get the bank to work with them on a modification of their existing home loan to a more affordable payment level, only to run in to a brick wall because the greedy banks are more interested in taking their home, along with their hopes and dreams, rather than contributing a few bucks to help their customers.  Then there the few fortunate ones who are current on their mortgage and still have good credit but are looking at their recent drop in home value from a great asset to a huge albatross weighing them down with a big monthly payment all out of proportion to the home’s current value and seriously weighing the option of just walking away from it because they feel they’ll never regain the equity position they once enjoyed.  This is a HUGE problem, compounded by our government’s inability to do anything concrete to regulate the actions of the greedy banks, but instead to pat them on the head and say, “nice, nice doggie, here’s a few hundred billion dollars for you, just don’t bite me.”  As a bone to throw to the masses, our government has set up program after program for the purpose of modifying their home loans, all of which HAVE FAILED because they rely on the greedy BANK’S COOPERATION.  No politician from either major political party has the will to buck the banks in a really meaningful way.  Now here is the mandate we must impose on them:

TO ALL BANKS:

      WE ARE GOING TO PAY OFF ALL THE HOME LOANS YOU HAVE IN YOUR PORTFOLIO AT  A     DISCOUNT OF 5%, WHICH YOU WILL ACCEPT OR LOSE YOUR CHARTER.  THE MAXIMUM PAYOFF IS $500,000.  IF THE LOAN IS LARGER THAN THAT, WE WILL NEGOTIATE AN IMPOSED PAYOFF WITH YOU.  (The funds will come from the Federal Reserve Bank as a loan to a new National Federal Mortgage Association, NFMA, set up similarly to the USPS as an independently run, government owned entity.  The loan will be for the total of outstanding mortgages in this country, $15 Trillion less the 5% discount for a net of $14 Trillion, $250 Million @ the same interest rate we are paying on our national debt, currently about 1.5%.  The Federal Reserve Bank has the power to just print the money.  Now normally that would cause some inflationary trend but as you will see when we get into the fine details, that won’t be a factor in this case.)

TO ALL HOMEOWNERS:

     We have paid off your home loan with ___ Bank.  We will be issuing a new home loan to you with the following terms:   Face amount will be today’s FAIR MARKET VALUE regardless of how much you owe so any negative equity will be forgiven with no tax consequences.  Interest rate will be 3.50% INTEREST ONLY for two years to give you a chance to build up a nest egg, then will convert to a fully amortized 30 year loan at 3.50% PRINCIPAL AND INTEREST plus impounds for taxes and insurance.  This loan will be serviced by the FNMA staffed with former personnel of the FHA, Freddie Mac and Fannie Mae, Those agencies will become obsolete and be closed permanently 

TO ALL PROSPECTIVE HOMEBUIYERS:

     You may buy a home any time you want under the following guidelines:

     Your credit score and credit history is not considered.  You must have a minimum 3% down payment.  You will pay the current fair market value.  Your interest rate and term will be exactly the same as for the  refinancing homeowners above.  You will have to set up impounds for taxes and insurance.  The maximum loan is $500,000 so homes with a value above $515,464 will require additional down payment for the difference or you will have to get a loan from a bank, WHICH WILL BE THE ONLY CASE IN WHICH A BANK IS ALLOWED TO WRITE A MORTGAGE.

SUMMARY:     The net profit to the NFMA will average out to 7.5 Trillion every five years INCLUDING a fund of $725 Billion earmarked to cover the negative equity on the paid off bank loans.  This will result in the NFMA being able to reduce our national debt to $0.00 in 15 years, reduce the Federal Reserve loan to $0.00 in 25 years, and in 30 years be able to pay ALL health related expenses for EVERYBODY and pay the ENTIRE NATIONAL BUDGET EACH YEAR, thus making the IRS obsolete  so it can be terminated.

END RESULT: 

NO MORE   BAD CREDIT,  FORECLOSURES,  POVERTY,  UNEMPLOYMENT,  CRIME,  IRS

NO MORE:  INCOME TAX,  FHA,  FREDDIE MAC, FANNIE MAE,  HEALTH CARE COST

NO MORE:  PARTISAN POLITICAL SQUABBLING,  FEDERAL DEBT,  BUDGET DEFICIT

YES, YES TO:  COLLEGE,  BUSINESS CAPITAL,  MONEY IN THE BANK  FOR EVERYONE,

     It really is ridiculously simple.  Unfortunately, our politicians will fight it tooth and nail because this takes POWER out of their hands.  The difference is UP TO YOU!  If you will write and call your elected Congressmen and Senators and the Whit House OFTEN AND CONSISTENTLY, demanding passage of this program, IT CAN HAPPEN.  If you want to contribute funds to campaign for this program, we will accept them for deposit in a trust account to be spent ONLY to promote this program.  Only by a well organized MASSIVE outpouring of Americans saying, “ENOUGH, WE’VE HAD ENOUGH,” can we save the USA.  That’s all for now.  I’ll publish the actual fionancial details in my next issue.  Until then, may God bless all of you and the USA.

Old Fashioned American    

                                          

 

          

    

 

 

 

 

 

Aside

Good Morning Fe…

1 May

Good Morning Fellow Americans,

     Today was going to be the day I unveiled my plan to save America.  Unfortunately, I feel the need to discuss something else today so you will have to wait another couple of days for the good stuff.  Today I need to talk about John Edwards, the former VP candidate who not only cheated on his wife but fathered a child by his mistress and still had the gall to run for president.  GOOD GOING JOHN!  I guess you felt if Bill Clinton could play, you deserved to join the party.  Then you continued the affair while your wife was dying from cancer.  What a slimeball!  If there is a hell, he will surely burn there, but that isn’t the entire reason I’m up in arms.  It seems the Feds are spending $ MILLIONS to prosecute him for conspiracy to cover up his foul deeds, intending to show that he diverted some $800,000 in campaign funds in doing so.  It seems ridiculous to me to waste public funds for this.  The sensible thing would be to have him pay a fine of $800,000 to drop the matter.  After all, a conviction will end in numerous appeals and infinitely more government cost and he may never go to prison.  Sadly, if he DOES go to prison, we will be paying for his keep for all the time he is incarcerated.  This is what you can call a “lose-lose” situation.  The only thing this prosecution will accomplish is to shame him.  DON’T YOU THINK THAT’S ALREADY BEEN DONE?  There is no justice to be had here.  We can only hope God’s punishment will be appropriate for his sins.  Let’s be done with this idiot and go on to make better use of our assets.

Old Fashioned American

        

HELLO FELLOW AMERICANS

26 Apr

       Today, I’d like to discuss another of America’s serious problems, our National Debt.  This huge, FIFTEEN- TRILLION DOLLAR DEBT  hangs over us like a storm cloud capable of momentarily turning into the funnel cloud of a tornado.  That’s $48,000 for each and every man, woman and child in this country.  THAT’S  UNCONSCIENABLE!  How can our leaders allow that to continue?  On of the great experiences of life is to become a parent but, “welcome to the world my little angel but you are starting your life $48,000 in debt.”  If the poor kid understood what was going on, he/she would scream to go back to where he/she had just come from.  WE CAN’T ALLOW THIS TO GO ON!  Just the interest alone costs us EIGHT-HUNDRED, TWENTY-FIVE THOUSAND, DOLLARS A DAY while our duly elected members of Congress and our President give lip service to debt reduction while passing budgets with deficits of  HUNDREDS OF BILLIONS OF DOLLARS EACH YEAR and then go merrily on their way.  Funny thing is, we keep on reelecting them year after year.  CAN ANYONE TELL ME WHY?   So called “financial experts” proclaim that “as a percentage of our gross national product, such debt is within reasonable limits.  Well if we apply their reasoning to your household budget, assuming your household income is $50,000 a year you reasonably can carry $2,000 of debt, AND YOU CAN, but with compound interest at normal consumer rates, that $2000 becomes $4000 in 7 years, $8000 in 14 years and $16,000 in 20 years UNLESS YOU FIND A WAY TO PAY IT BACK!  The hidden danger though is that carrying that debt load impairs your ability to access more credit when you suddenly are faced with an EMERGENCY!  You may say, “I’ve got insurance so I’ll take my chances.”  In the case of our country however, an emergency may be on the scale of another Pearl Harbor, which today would be an economic  blow that even the mighty United States could not recover from.  Fortunately, there IS a way out of this problem. When I unveil my economic plan for revitalizing America, THIS WILL NEVER BE A PROBLEM AGAIN!

OLD FASHIONED AMERICAN / SAVE THE USA  

Hello Fellow Americans

26 Apr

This is my third comment to you on this website!  There will be more each week, sometimes two or three times a week.  I hope you will like my comments because THEY ARE VITALLY IMPORTANT TO ALL AMERICANS.   In my previous comments, I outlined two of the real problems facing today’s United States as I perceive them to be.  You probably noticed I said the “REAL”  problems.  I don’t have the time, nor do I expect you to have the patience, to address what I consider to be “garbage” problems, those which are daily boringly addressed  by newspapers,  TV reporters,  and commentators just to write about something to justify their paycheck.  In my opinion, they are of little real significance and have been talked to death already  SO I WILL NOT BE DISCUSSING THE FOLLOWING, AFTER A BRIEF STATEMENT OF WHERE I STAND ON THEM:

1.     ABORTION:     I personally would not participate in it but I don’t feel I have any right to tell   others what they should do.

2.     RACIAL DISCRIMINATION:     I think it is STUPID.  I personally don’t care whether you are white, black, brown, yellow, green or purple.  I’ll treat you like I’d treat any member of my family unless YOU PERSONALLY GIVE ME REASON NOT TO.

3.     THE DEATH PENALTY:     It should be ABOLISHED!  It has become a farce.  If someone is the recipient of the death penalty from a judge after being tried and convicted,  he/she stands a better chance of dying from old age than ever being executed.  Sentence that person to life in prison without chance of parole and save the taxpayers the millions of dollars which have to be spent on frivilous appeals and hearings to kill him/her, let alone the possibility that the conviction was actually a mistake.

4.     POLITICAL CORRECTNESS:     This is the most ridiculous waste of everybody’s time that mankind ever came up with.  If you’re offended enough by what a complete stranger says or thinks to make a big issue of it, YOU’RE TOO THIN SKINNED!  Whatever became of the old fashioned sense of humor Americans used to have.  STOP TAKING YOURSELF SO SERIOUSLY.  STOP TRYING TO BE A WATCHDOG OF PEOPLE’S BEHAVIOR!  You may have noticed in #3 above that I used the term, “his/her” and “him/her” so as not to offend anyone.  This probably occurs somewhere in the U.S. over a million times a day.  What a waste of ink!  GET OVER IT!

5.     SUEING SOMEONE JUST TO TRY TO MAKE A QUICK BUCK YOU DON’T DESERVE!  The lawyers love this one.  Just look at all the ads they post in the media and in your old telephone book.  They make a handsome living over people’s greed, much more than they get their clients.  Don’t be a part of this shabby treatment of others for monetary gain.

6.     POLITICAL AFFAIRS:   I’m not currently affiliated with ANY political party.  I WAS, but I could no longer stomach the bald faced lies and dirty political maneuvering of my party.  Where I asked myself, is any sense of compassion for the American public by our elected officials?  Now, you can call me a Demmican or possibly a Republicrat but my vote will always go to the candidate standing on his/her word and not on a politically expedient party platform.

7.     RELIGION IN POLITICS:   The Constitution forbids it!  So why all this concern about where a political candidate or appointee stands on abortion or other religion based questions?  It shouldn’t be a question that ever comes up.  It shows just how narrow minded most political candidates are!

8.     ILLEGAL IMMIGRATION:  “YOU CAN’T STOP IT!”  YOU’RE NEVER GOING TO BE ABLE TO STOP IT!”  As long as AMERICA remains the land of opportunity, where everyone has a chance to better themselves and their families, “YOU’LL NEVER STOP IT!”   The only sensible thing to do is MAKE IT LEGAL!  If a so called illegal is serving in our armed forces or working, sending children to school, and paying taxes  and not participating in criminal activity, let them and every member of their family take the oath of allegiance and become a PROVISIONAL CITIZEN with full citizenship privileges, for five years.  If they have no criminal record during that provisional period, their citizenship will automatically become permanent with no action required.  If they have criminal activity during the provisional period, they are deported with a sentence of 20 years in prison hanging over their head should they return.

There you have a list of things I DO NOT intend to discuss fiurther.  In my comments to follow, I will discuss the things I DO consider to be the real problems confronting America and my plan for   what we should do about it.

UNTIL THEN:

USA SAVER

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